Summitreach Capital, a small-business funding broker in Jacksonville, North Carolina, about 23 miles from Beulaville in neighboring Duplin County, helps Beulaville-area retailers, practices, contractors and service businesses compare inventory and equipment financing, lines of credit and working capital, and introduces requests to lending partners, which decide and set terms.
| Town | Beulaville, Duplin County, NC |
|---|---|
| Distance | About 22.7 miles WNW of the office (straight line) |
| ZIP 28518 employers | 132 establishments, 2023 |
| Largest sector | Retail trade, 32 |
| Under 5 employees | 50.8% of ZIP employers |
| Phone | (910) 348-5386 |
Duplin County, not Onslow
Beulaville is in Duplin County, so the Onslow County figures elsewhere on this site do not describe it. The closest business data we have is for ZIP 28518, which contains all of Beulaville. The town is only about 1.6 percent of that ZIP's land, and part of Chinquapin also falls inside it (U.S. Census Bureau, 2020 ZIP-to-place relationship file).
ZIP 28518 had 132 employer establishments in 2023, with 1,248 paid employees and an annual payroll of about $45.1 million. Of those establishments, 67, or 50.8 percent, had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023).
Retail at the center
Retail trade was the largest sector, with 32 employer establishments, followed by other services with 18, and construction and health care with 15 each; accommodation and food services had 11 (U.S. Census Bureau, ZIP Code Business Patterns 2023).
For a retailer, the main funding question is stock: how much to buy ahead, and how to pay for it before it sells. Small, regular restocks often sit better on a line of credit; a large one-time order may suit inventory financing, usually secured by the goods. Either way, your sales history and stock records are what a partner reads.
Health care and services
The 15 health care and social assistance employers in the ZIP were mostly not tiny: 40.0 percent had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023). Practices usually ask about clinical equipment, build-outs and the wait for insurance payments. The medical and dental page covers those questions.
The ZIP's 15 construction employers and 18 repair, personal care and other service businesses tend to ask about equipment and vehicles. A machine or service vehicle is usually financed on its own, secured by the equipment, so that the business's line of credit stays free for wages and supplies.
Free advice that covers Duplin County
The NC SBTDC's Wilmington office lists Duplin County, along with Onslow County, among the counties it serves. It offers small-business advising separately from any funding request, and Summitreach Capital is not affiliated with it.
What the data leaves out
The Census survey's self-employment estimate for Beulaville has a margin of error of 12.3 points, too wide to quote as a reliable figure (U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates). ZIP counts also omit businesses with no employees.
Working with the office from Beulaville, NC
Call (910) 348-5386, use the online form or visit 614 Court St in Jacksonville, NC. The service-area overview includes other Duplin County communities, and the Jacksonville, NC page describes the office's home county.
The Beulaville, NC owners we usually hear from
Our partners have confirmed appetite for four kinds of business: contractors and construction trades, restaurants and food service, medical and dental practices, and retailers and wholesalers that carry stock. If your Beulaville, NC business is something else, call and ask before you spend time on paperwork.
Paperwork partners commonly ask for
- Your most recent business tax return
- An up-to-date P&L and balance sheet, even if you prepare them yourself
- Photo ID for every owner of the business
- Your articles of organization or incorporation and the EIN letter
- A simple schedule of current business debt and monthly payments
- The equipment quote, contract or purchase order the funding is for
Partners differ in what they request; this list covers the usual ground.
How a request moves forward
- It starts with a call to (910) 348-5386 or the short form. We cover the purpose of the funds, time in business and approximate monthly revenue.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- When an offer arrives, weigh its full cost, how payments are scheduled and the conditions. Accepting is entirely your choice.
Our office is at 614 Court St, Jacksonville, NC 28540.
By Summitreach Capital · Updated