A question for the office?(910) 348-5386

Broker Disclosures for Summitreach Capital, Jacksonville, NC

Summitreach Capital is a broker, not a lender. Read this page for the plain facts of the arrangement: who says yes or no, who sets the price, why an advance is treated differently from a loan, where your details go, and how we may contact you.

Summitreach Capital connects you with lending partners; partners make credit decisions and set rates and terms.

In short

Summitreach Capital, a small-business funding broker in Jacksonville, North Carolina, is a broker, not a lender. Its lending partners make every credit decision and set every rate, fee and term; reaching out commits no partner to anything. A merchant cash advance is not a loan, and the information you give is passed to the partners who review your request.

Summitreach Capital is a broker, not a lender

Summitreach Capital connects you with lending partners; partners make credit decisions and set rates and terms. Summitreach Capital does not lend money, extend credit, purchase receivables or decide on applications. The word Capital in the name describes neither a lending business nor a source of funds.

No promise of approval

A call, a form or a visit to Court St starts a conversation; it does not commit any partner to anything. Whether to fund, how much and on what terms are each partner's own decisions, made on its own standards, and a decline is always possible.

Partners set rates and terms

Pricing is not ours to set. Rates, fees, the term and every other condition come from the lender or funder making the offer, and any contract you sign is with that partner, not with Summitreach Capital. Read it end to end before signing.

A merchant cash advance is not a loan

A merchant cash advance is not a loan. In an advance, a funder pays for a slice of future sales and takes that slice until an agreed total is remitted. Pricing, collection and default are covered on the merchant cash advance page.

How your information is shared

What you tell us, on the form, on the phone or in person, is used to work on your request and goes to the lending partners who review it. The form itself runs on a third-party software platform. Full details are in our privacy policy.

Calls, texts and consent

Whether Summitreach Capital and its partners may call or text you is governed by the consent wording on the form. Texting STOP ends messages and HELP gets help; the SMS terms have the rest.

Questions or complaints

Call (910) 348-5386 or write to Summitreach Capital, 614 Court St, Jacksonville, NC 28540.

By Summitreach Capital ยท Updated